:root{
  --bg:#ffffff;
  --text:#0f172a;
  --muted:#475569;
  --muted2:#64748b;
  --line:#e2e8f0;
  --card:#ffffff;
  --accent:#0b2a4a;
  --accent2:#143a63;
  --accentSoft:#e8f0f8;
  --shadow: 0 10px 24px rgba(2, 8, 23, .08);
  --shadow2: 0 14px 30px rgba(2, 8, 23, .10);
  --radius: 16px;
  --focus: 0 0 0 3px rgba(11, 42, 74, .22);
  --max: 1120px;
}

*{ box-sizing:border-box; }
html, body{ height:100%; }
body{
  margin:0;
  background:var(--bg);
  color:var(--text);
  font-family: "Lato", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  font-size:16px;
  line-height:1.6;
  text-rendering:optimizeLegibility;
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
}

a{ color:var(--accent); text-decoration:none; }
a:hover{ text-decoration:underline; }
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible{
  outline:none;
  box-shadow: var(--focus);
  border-color: rgba(11, 42, 74, .5);
}

.container{
  width:100%;
  max-width: var(--max);
  margin:0 auto;
  padding:0 20px;
}

header{
  position:sticky;
  top:0;
  z-index:50;
  background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(10px);
  border-bottom:1px solid var(--line);
}

.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:14px 0;
  gap:16px;
}

.brand{
  display:flex;
  align-items:center;
  gap:12px;
  min-width: 210px;
}

.logo{
  width:36px;
  height:36px;
  border-radius:10px;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  box-shadow: 0 10px 20px rgba(11,42,74,.18);
  position:relative;
  flex: 0 0 auto;
}
.logo:after{
  content:"";
  position:absolute;
  inset:9px;
  border-radius:8px;
  border:1px solid rgba(255,255,255,.5);
}

.brand-title{
  display:flex;
  flex-direction:column;
  line-height:1.15;
}
.brand-title strong{
  font-family:"Montserrat", system-ui, sans-serif;
  font-weight:700;
  letter-spacing:.2px;
  color:var(--text);
  font-size:16px;
}
.brand-title span{
  color:var(--muted2);
  font-size:13px;
  margin-top:2px;
}

nav ul{
  list-style:none;
  padding:0;
  margin:0;
  display:flex;
  gap:18px;
  align-items:center;
}
nav a{
  font-size:14px;
  color: var(--text);
  padding:10px 10px;
  border-radius:12px;
  display:inline-flex;
  align-items:center;
  gap:8px;
}
nav a:hover{
  background: #f7fafc;
  text-decoration:none;
}

.nav-actions{
  display:flex;
  align-items:center;
  gap:10px;
  min-width: 210px;
  justify-content:flex-end;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:10px 14px;
  border-radius: 14px;
  border:1px solid rgba(11,42,74,.18);
  background:#fff;
  color:var(--accent);
  font-weight:700;
  letter-spacing:.2px;
  transition: transform .16s ease, box-shadow .16s ease, background .16s ease, border-color .16s ease;
  cursor:pointer;
  text-decoration:none;
  font-size:14px;
  white-space:nowrap;
}
.btn:hover{
  transform: translateY(-1px);
  box-shadow: var(--shadow);
  border-color: rgba(11,42,74,.28);
  text-decoration:none;
}
.btn-primary{
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  color:#fff;
  border-color: transparent;
}
.btn-primary:hover{
  box-shadow: var(--shadow2);
}

.menu-btn{
  display:none;
  width:44px;
  height:44px;
  border-radius:14px;
  border:1px solid rgba(11,42,74,.18);
  background:#fff;
  color:var(--accent);
  align-items:center;
  justify-content:center;
  cursor:pointer;
  transition: transform .16s ease, box-shadow .16s ease;
}
.menu-btn:hover{ transform: translateY(-1px); box-shadow: var(--shadow); }
.menu-icon{
  width:18px;
  height:14px;
  position:relative;
  display:block;
}
.menu-icon span{
  position:absolute;
  left:0;
  right:0;
  height:2px;
  background: var(--accent);
  border-radius:2px;
}
.menu-icon span:nth-child(1){ top:0; }
.menu-icon span:nth-child(2){ top:6px; }
.menu-icon span:nth-child(3){ top:12px; }

.hero{
  padding: 64px 0 34px;
  background:
    radial-gradient(1200px 420px at 20% -10%, rgba(11,42,74,.10), transparent 55%),
    radial-gradient(900px 420px at 90% 0%, rgba(20,58,99,.10), transparent 50%),
    linear-gradient(#fff, #fff);
  border-bottom:1px solid var(--line);
}
.hero-grid{
  display:grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 32px;
  align-items:center;
}

h1, h2, h3{
  font-family:"Montserrat", system-ui, sans-serif;
  margin:0;
  line-height:1.18;
  color: var(--text);
  letter-spacing:.2px;
}
h1{ font-size: clamp(30px, 4.2vw, 44px); }

.lead{
  margin-top:14px;
  font-size:18px;
  color: var(--muted);
  max-width: 62ch;
}

.hero-points{
  margin-top:18px;
  display:grid;
  grid-template-columns: 1fr;
  gap:10px;
  padding:0;
  list-style:none;
}
.point{
  display:flex;
  gap:10px;
  align-items:flex-start;
  padding:10px 12px;
  border:1px solid var(--line);
  border-radius:14px;
  background: rgba(255,255,255,.75);
}
.bullet{
  width:22px;
  height:22px;
  border-radius:8px;
  background: var(--accentSoft);
  border:1px solid rgba(11,42,74,.18);
  display:flex;
  align-items:center;
  justify-content:center;
  flex:0 0 auto;
  margin-top:2px;
  color: var(--accent);
  font-weight:700;
  font-size:12px;
}
.point strong{ font-weight:700; color: var(--text); }
.point span{
  color: var(--muted);
  display:block;
  font-size:14px;
  margin-top:2px;
}

.hero-card{
  background: var(--card);
  border:1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow:hidden;
}
.hero-card .inner{ padding:18px 18px 16px; }
.hero-card h3{ font-size:18px; }
.hero-card p{
  margin:10px 0 0;
  color: var(--muted);
  font-size:14px;
}
.hero-card .meta{
  margin-top:14px;
  padding-top:14px;
  border-top:1px solid var(--line);
  display:grid;
  gap:10px;
}
.meta-row{
  display:flex;
  justify-content:space-between;
  gap:12px;
  font-size:14px;
  color: var(--muted);
}
.meta-row b{ color: var(--text); font-weight:700; }
.hero-card .cta{
  margin-top:14px;
  display:flex;
  gap:10px;
  flex-wrap:wrap;
}
.hero-card img{
  width:100%;
  height:auto;
  max-height: 220px;
  object-fit: cover;
  display:block;
  border-bottom:1px solid var(--line);
  background: #f1f5f9;
}

.section{ padding: 46px 0; }
.section h2{ font-size: 26px; }

.kicker{
  color: var(--accent);
  font-weight:700;
  font-size:13px;
  text-transform:uppercase;
  letter-spacing:.12em;
}
.section-head{
  display:flex;
  align-items:flex-end;
  justify-content:space-between;
  gap:16px;
  margin-bottom:18px;
}
.section-head p{
  margin:0;
  color: var(--muted);
  max-width: 70ch;
  font-size:15px;
}

.cards{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:16px;
}
.card{
  border:1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  box-shadow: 0 1px 0 rgba(2, 8, 23, .02);
  padding:16px;
  transition: transform .16s ease, box-shadow .16s ease, border-color .16s ease;
  min-height: 180px;
}
.card:hover{
  transform: translateY(-2px);
  box-shadow: var(--shadow);
  border-color: rgba(11,42,74,.22);
}
.card h3{ font-size:18px; margin-top:6px; }
.card p{ margin:10px 0 0; color: var(--muted); font-size:14px; }

.tag{
  display:inline-flex;
  align-items:center;
  gap:8px;
  border-radius:999px;
  padding:6px 10px;
  background: var(--accentSoft);
  border:1px solid rgba(11,42,74,.16);
  color: var(--accent);
  font-weight:700;
  font-size:12px;
  letter-spacing:.02em;
}

.two-col{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  align-items:start;
}
.panel{
  border:1px solid var(--line);
  border-radius: var(--radius);
  padding:18px;
  background:#fff;
  box-shadow: 0 1px 0 rgba(2, 8, 23, .02);
}
.panel h3{ font-size:18px; }
.panel p{ margin:10px 0 0; color: var(--muted); font-size:14px; }

.list{
  margin:12px 0 0;
  padding:0;
  list-style:none;
  display:grid;
  gap:10px;
}
.list li{
  padding:10px 12px;
  border:1px solid var(--line);
  border-radius:14px;
  background:#fff;
  color: var(--muted);
  font-size:14px;
}
.list li b{ color: var(--text); }

.contact-grid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  align-items:start;
}
form{
  display:grid;
  gap:12px;
  margin-top:10px;
}
label{
  display:block;
  font-weight:700;
  color: var(--text);
  font-size:14px;
  margin-bottom:6px;
}
.field{
  border:1px solid var(--line);
  border-radius: 14px;
  padding:12px 12px;
  width:100%;
  background:#fff;
  color: var(--text);
  font-size:16px;
  transition: border-color .16s ease, box-shadow .16s ease;
}
textarea.field{ min-height:120px; resize:vertical; }
.hint{
  color: var(--muted2);
  font-size:13px;
  margin-top:-4px;
}
.form-footer{
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:12px;
  flex-wrap:wrap;
  margin-top:6px;
}
.consent{
  font-size:13px;
  color: var(--muted);
  max-width: 64ch;
}

.disclaimer{
  margin-top: 12px;
  padding: 12px 14px;
  border-left: 4px solid var(--accent);
  background: #f8fafc;
  border-radius: 12px;
  border:1px solid var(--line);
  color: var(--muted);
  font-size:14px;
}

footer{
  border-top:1px solid var(--line);
  background:#fff;
  padding: 26px 0;
}
.footer-grid{
  display:grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap:16px;
  align-items:start;
}
.footer-col h3{
  font-size:14px;
  letter-spacing:.08em;
  text-transform:uppercase;
  color: var(--muted2);
  margin-bottom:10px;
  font-family:"Montserrat", system-ui, sans-serif;
}
.footer-col a{
  color: var(--text);
  font-size:14px;
  display:inline-block;
  padding:6px 0;
}
.footer-col p{
  margin:0;
  color: var(--muted);
  font-size:14px;
}
.fineprint{
  margin-top:18px;
  padding-top:14px;
  border-top:1px solid var(--line);
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
  flex-wrap:wrap;
  color: var(--muted2);
  font-size:13px;
}

.fade-in{
  opacity:0;
  transform: translateY(8px);
  transition: opacity .55s ease, transform .55s ease;
}
.fade-in.visible{
  opacity:1;
  transform: translateY(0);
}

@media (max-width: 980px){
  .hero-grid{ grid-template-columns: 1fr; }
  .cards{ grid-template-columns: 1fr; }
  .two-col{ grid-template-columns: 1fr; }
  .contact-grid{ grid-template-columns: 1fr; }
  nav ul{ display:none; }
  .menu-btn{ display:inline-flex; }
  .nav-actions{ min-width:auto; }
  .brand{ min-width:auto; }
}

.overlay{
  position:fixed;
  inset:0;
  display:none;
  align-items:stretch;
  justify-content:stretch;
  background: rgba(0,0,0,.45);
  backdrop-filter: blur(10px);
  z-index:100;
}
.overlay.open{ display:flex; }

.drawer{
  width:min(520px, 92vw);
  margin-left:auto;
  height:100%;
  background:#fff;
  border-left:1px solid var(--line);
  box-shadow: var(--shadow2);
  display:flex;
  flex-direction:column;
}
.drawer-head{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding: 16px 16px;
  border-bottom:1px solid var(--line);
}
.drawer-head strong{
  font-family:"Montserrat", system-ui, sans-serif;
  letter-spacing:.2px;
}
.close-btn{
  width:44px;
  height:44px;
  border-radius:14px;
  border:1px solid rgba(11,42,74,.18);
  background:#fff;
  color:var(--accent);
  cursor:pointer;
  transition: transform .16s ease, box-shadow .16s ease;
}
.close-btn:hover{ transform: translateY(-1px); box-shadow: var(--shadow); }
.drawer-nav{
  padding: 8px 10px 18px;
  display:grid;
  gap:6px;
}
.drawer-nav a{
  padding: 12px 12px;
  border-radius: 14px;
  border:1px solid var(--line);
  color: var(--text);
  font-weight:700;
  font-size:14px;
  background:#fff;
}
.drawer-nav a:hover{
  text-decoration:none;
  border-color: rgba(11,42,74,.22);
  box-shadow: 0 1px 0 rgba(2, 8, 23, .02);
  background:#f8fafc;
}
.drawer-foot{
  margin-top:auto;
  padding: 14px 16px 16px;
  border-top:1px solid var(--line);
  color: var(--muted);
  font-size:13px;
}